It is quite exciting knowing you will be driving around in a new vehicle, however have you really thought about whether it’s worth purchasing a brand new vehicle? Yes, surely you will be the very first owner, but is it really worth it?

If you have money to spare go for it! These days you can purchase a vehicle that is only a few years old and majority of these cars are as good as new and there are hundreds to choose from (i.e. Mazda 6, Holden Commodore, Toyota Yaris, Honda Accord). At the end of the day each car has the same features and performance levels, the only difference is the price you pay.

Another target market that would suit the category “used cars”, are new drivers. Statistics reveal that young and new drivers have a higher chance of being in a car accident or will bump their car here and there unintentionally. Why pay for a new car knowing that the moment you drive away from the dealer the price will drop a few thousand.

Where to find your next purchase?

The two broad categories you can start searching is either online websites or pop in to your local dealership. It would be ideal to begin at a dealership where you can see a range of vehicles, to choose what model suits you best and this also allows you to see what prices are applicable for each.

Having a few models in mind will guide you in the right direction. If you decide to purchase through a dealer, that is great! But remember to negotiate a price that you are satisfied with, get your moneys worth.

If you choose to buy through a private sale, you will need to undertake extensive research in finding the best option. That is, the right model, color, low kilometers and to check whether the car has been completely paid off from any previous loan.

For more information on what rates and loan terms are currently available contact Natloans on 1300 955 791.

Technorati Tags: Buying a car, buying first car, car dealerships, car finance

After years of testing and innovative ideas Nissan has come up with an impressive, stylish electric car! Who would have thought that the car industry would change that rapidly that there would be no need to ever have to refill our tanks with petrol or gas? It was not long ago that the hybrid cars were seen as an amazing invention, to reduce the amount of damage us drivers do to our environment and now we are seeing a product that will potentially be even better.

In 2009, Nissan launched the electric car overseas and it is predicted that by 2012 it will hit the Australian market. These cars have been requested from thousands, even though they are still yet to be produced or available in specific countries. In various countries, the government has offered a rebate for individuals who wish to buy the “Leaf” car. However at the moment Australia isn’t too keen in implementing this grant, this doesn’t mean they won’t. At the moment they are supporting Toyota’s Hybrid car due to it being “beneficial” for the environment, only time will tell if this grant will be offered to Australians.

Where can you recharge?

Believe it or not, anywhere you find an electricity plug you can recharge. Whether it’s at work, at home or even at a supermarket! A batteries lifetime will depend on how well you maintain your car; Nissan estimates that it has an 8-year lifetime! When batteries are no longer useful, the company aims at using there power for other purposes and find ways to reuse/recycle them.

They solely run on a battery, benefiting individuals in the way that gas is not needed and they produce zero emissions.  It process is simple, in order to run your car all you must do is to charge it for 8 hours for a completely full battery, or “quick charge” it for 10 minutes. It is vital that these cars are not charged on quick charge several times a day, this doesn’t charge the battery to its full ability and may reduce the life of the battery.

It is a good idea to plan ahead in your financials; you may not be eligible for a loan at the moment due to having defaults or being bankrupt. This does not mean to say that you will not be eligible in the near future. So don’t wait around, speak to your local financier to see what can be done in order to be one of the first in Australia purchase the stylish Leaf. For more information on how to go about financing your new vehicle contact Natloans on 1300 955 791 or visit the website www.natloans.com.au

Technorati Tags: Buying a car, car dealerships, car loan, car loan tips

Finding the best car loan can be a challenge.  Since the GFC (Global Financial Crisis), there is a shrinking pool of car financiers available.  So what does this mean to the consumer?

It means more than ever, it is important to do your research on the best way to finance your shiny new car, before leaping into a commitment.

Car Dealerships only offer one financier – that is, one size is suppose to fit all.  How do you know this is the best deal you can get?  Particularly when they have sold you on the car, pushing you into ‘instant’ or ‘easy’ finance, may seem convenient and get you into the car sooner.  However, be aware of the high price tag.

Now more than ever, it is important to have your finance lined up before you set foot in the car yard.  By obtaining pre-approval on your car loan, you are in a better position to talk price on the car.  And if they don’t budge on price, walk out the door.  Competition is fierce and dealers want to move stock, particularly when it comes closer to the end of each month.  Or alternatively, look at a private sale car.  There is no ‘middle man’ mark up and as long as you know what you are looking for, you can save yourself hundreds even thousands.

There are still plenty of competitive car loans on offer.  It’s a matter of knowing where to find them. Since the changes in National Credit Licensing of Finance Brokers, a lot of ‘rogue’ brokers have left the market.

The ones that remain have access to an excellent range of loan products which the normal consumer would be unable to access.  Natloans is one of these who for the last 10 years have been putting their clients into great car loan products no matter what your profile is. It’s worth while giving them a call to discuss options are available with an experienced consultant on 1300628562 or visit www.natloans.com.au.

Technorati Tags: car dealerships, car finance options, new and used car loans, pre-approval car loans