As time goes by technology is improving at a rapid rate, increasing our chances of survival in car accidents. Statistics reveal that in Victoria, 1 in 4 cars are unsafe, that is 27.9% of our cars. It is also evident that darker colored vehicles have a higher chance of being involved in a car accident, whereas lighter colored vehicles provide better visibility to drivers.

Purchasing a new car provides the driver with the newest and safest technology, hence the importance of eliminating older vehicles from the road. New technology has decreased the number of deaths and serious injuries, due to safer car features.

Various features that are included in most vehicles are:

ABS Brakes: ABS brakes prevent brakes from quickly locking up. In fact they usually prevent an accident from occurring due to being so effective.

Reverse Cameras & Sensing System: This feature is currently on specific vehicles, unless you have requested them. They allow the driver to have a view

Driver Fatigue Warnings: When the driver is on the road for more than 2 hours a warning will appear, reminding them to take a break preventing high levels of fatigue.

Airbags: Are currently in most vehicles and have saved many lives in the past. They are usually located in the centre of the steering wheel and on the side of the doors. When the car is in a severe collision, this will be detected and the airbags will automatically pop out in only a matter of seconds.

Car manufacturers claim that from 2012 head protection technology will be mandatory in all new vehicles. It is vital to be driving a car with high safety features, as drivers can be quite dangerous (i.e. intoxicated or fatigue drivers).

For more information on how to go about financing a safer car in the new year call Natloans on 1300 955 791 or visit www.natloans.com.au

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After years of testing and innovative ideas Nissan has come up with an impressive, stylish electric car! Who would have thought that the car industry would change that rapidly that there would be no need to ever have to refill our tanks with petrol or gas? It was not long ago that the hybrid cars were seen as an amazing invention, to reduce the amount of damage us drivers do to our environment and now we are seeing a product that will potentially be even better.

In 2009, Nissan launched the electric car overseas and it is predicted that by 2012 it will hit the Australian market. These cars have been requested from thousands, even though they are still yet to be produced or available in specific countries. In various countries, the government has offered a rebate for individuals who wish to buy the “Leaf” car. However at the moment Australia isn’t too keen in implementing this grant, this doesn’t mean they won’t. At the moment they are supporting Toyota’s Hybrid car due to it being “beneficial” for the environment, only time will tell if this grant will be offered to Australians.

Where can you recharge?

Believe it or not, anywhere you find an electricity plug you can recharge. Whether it’s at work, at home or even at a supermarket! A batteries lifetime will depend on how well you maintain your car; Nissan estimates that it has an 8-year lifetime! When batteries are no longer useful, the company aims at using there power for other purposes and find ways to reuse/recycle them.

They solely run on a battery, benefiting individuals in the way that gas is not needed and they produce zero emissions.  It process is simple, in order to run your car all you must do is to charge it for 8 hours for a completely full battery, or “quick charge” it for 10 minutes. It is vital that these cars are not charged on quick charge several times a day, this doesn’t charge the battery to its full ability and may reduce the life of the battery.

It is a good idea to plan ahead in your financials; you may not be eligible for a loan at the moment due to having defaults or being bankrupt. This does not mean to say that you will not be eligible in the near future. So don’t wait around, speak to your local financier to see what can be done in order to be one of the first in Australia purchase the stylish Leaf. For more information on how to go about financing your new vehicle contact Natloans on 1300 955 791 or visit the website www.natloans.com.au

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There are many car loans products in the market place that for the normal consumer is it difficult to formulate an opinion.  Contacting lenders directly would mean you are under the pressure to make a full application and that will certainly not guarantee you the best loan possible.  This is why the internet is a brilliant tool to do your research.

Always remember to only get quotes not to do full applications.  Once you do a full application this means the is a ‘hit’ on your credit file.  Each time you complete a full application (which is easy to do on the internet), you get another ‘hit’. This could result in getting what we call in the industry a ‘busy file’.  No lenders want to be last in line so the more ‘hits’ you put on your file, the more likely you reduce your chances of getting approved for a car loan, let alone getting the best possible car loan deal.

What happens when you use a specialised broker?

Experienced brokers are well versed in current car loan products in the market place.  They can dig out the cheapest possible interest rate and the car loan with the features which best suit your requirements.  A broker can cut short the search for the best car loan as they are familiar with the likes and dislikes of a lender.  However, you are required to pay for the services of using a broker as a general rule.  But in the long run, it pays off the have the help of someone experienced because they save you time and money. Natloans are specialists in car loans.  For 10 years they have been helping Australians get the best car loan deals possible.  Natloans customers come back again and again because they are a credible brokerage that is made up of people who understand responsible lending and high service levels.

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