Car Finance Lease

Apply for a car finance lease online now. With Fixed Inerest Rates repayment are fixed.

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Overview of a Car Finance Lease

A car finance lease is also referred to as a finance lease or car lease is essentially a rental agreement between the financier and you. A car finance lease is a commercial loan product, which has the advantage of owning the car while in actual fact the financier, owns the vehicle.

Advantages of a Car Finance Lease

Full term fixed interest rate
Fixed monthly payments for the the lenth of the lease
All assoicated cost are known up front
Rentals payments are tax deductible if used for business use
12 to 60 month lease term
Short turn arround time - New car 48-72 hours
We offer a sharp interest rates because the vehcles is used as security
A residual can be applied to a lease, lowering monthly payments
The GST monthly repayments can be declared in your BAS.
With a car finance lease the GST is included in the car’s purchase price and financier claims it back. This is great because you the purchase price exclusive of GST is financed. This reduces your monthly repayments.
You have the option to make additional lease payments which will increase you tax deduction or cash-flow purposes
With a car finance lease the vehicles is used to secure the lease, which means that the interest rate will be lower than an unsecured lease.
We prides ourselves on finding the best car finance lease options for you.

When Should a Car Finance Lease be used?

A Finance lease is used fo a business purpose. In order to use a finance lease you must be using the vehicle for at lease 50% of the time for a business purpose. In other words the dominate use of the vehicle must be for a business purpose. A finance lease is excellent way of helping your business get ahead. Apply online.

What are the Tax Implications of a Finance Lease?

If the amount to be financed is below the Australia Tax Office (ATO) depreciation limit, $57,123, you are able to claim the full lease rental as a tax deduction. Above the depreciation limit, it's similar to a hire purchase agreement where the interest and depreciation up to the value of the depreciation limit can be claimed. Refer to ATO

One of the advantages of a finance lease in that the GST, which is paid on the monthly payments can be claimed in your BAS.

Finance Lease - How can I use a Finance lease?

A finance lease has many benefits mentioned above for your business. In essence it gives you the ability to obtain a vehicle, which can use immediately while knowing that the GST paid is claimed back and the interest rate is fixed for the term of the lease. You can also include a residual so that you monthly repayments are lowed and you can make additional lease repayments to reduce your tax. With our sharp interest rates and professional staff you will be guided through the all the options of this finance lease product. Apply online to have a loan consultant contact you.

Are there any other finance options?

If you are thinking about doing a finance lease, you may also want to consider a Commercial Hire Purchase, Chattel Mortgage or Novated Lease as other car leasing options.

Need further information?

For a friendly no obligation free Finance Lease quote contact us.

Finance Lease

Finance Steps

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