Car finance and Car Loans

We specialise in car finance and car loans. Get preapproval before you start shopping. Let us show you how you can save hundreds.

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Personal Finance | Business Finance | 2nd Chance Finance

Car Loans for Personal Use

Essentially there are two types of car loans available for personal use:

For either loan we can show you how to save on your car loan. Our professional loan writes will help you organise your loan. The process is easy and only takes less than 5 minutes. Apply online now.

Why use us for you next Car Loan?

We will give you an answer in 10 minutes*
We have fixed rates, fixed repayments
We have $0 monthly fees*
You can make as many extra payments as you like with $0 penalties.
You can purchase a new or used car
We have a plan that gives you a discounts on new cars
including fuel efficient models*
We have loan terms that are up to 7 years
We accept dealer and Private sales

Your car loan can be scheduled fortnightly or monthly payments can be made by direct debit, cheque, BPAY, internet banking, direct payroll, and cash where applicable.

Learn more about Car Loans for Personal Use

Car Loans for Businesses

There are a number of Car Loan products available to businesses. Depending on your circumstances and the nature of how the car will be used will determin the best car loan product.

Common Car Loan Buiness Products:

Hire Purchase

Car Lease Rates

If you are looking for car lease rates we recommend this Car Lease Quote for great car lease rates.

Basic Tips For Car Loans

It only makes sense that you investigate and research any commitment you are going to undertake and a car loan is no difference. Below are some areas that you should consider:

The first thing to consider are your current commitments. Can you afford the car loan repayments? Should you refinance? You can use our car loan calculator on the left to determine this.
The loan period is the number of years it will take to pay off the loan. We have car loans that range up to 7 years. We have found that most people take out a car for 5 years.
The payment schedule is another area that you should investigate when taking out a car loan. We offer the option of a flexible payment schedule. you can choose to fortnightly or monthly payment schedules.

Thus car loan can be chosen effectively if we know the duration of installments which we can afford before hand.

2nd Chance Finance

Our second chance finance option is an accommodating secured loan product that is suitable for people who have had a bad credit rating for one reason or another. This loan product is also suited to those who have recently moved to Australia.

Just because you have been bankrupted or where just unlucky doesn’t mean that you can’t get finance. There are options available to you.

Bad Credit Finance Tips

The first thing to remember is that you’re not the only person who has a bad credit rating in the world. We have helped plenty of people who have obtained finance even though they have a blemish on their credit file.

Get pre-approval first. Pre-approval is like having money in the bank, which you can use to bargain with and get a better deal.
Get the finance. Don’t get finance from the some place that you are purchasing the car from. The dealer is there to make money and will make a larger commission if he sells that car with finance.
Get insurance. Make sure you have insurance like gap cover to cover the loan if you have an accident or the car is written off and disability insurance in the case that you
Get in your new car and drive.

Bad Credit

If you have had credit problems then you have found getting finance to be difficult. We understand. These days companies act too fast in giving you a bad credit score. Talk to one of our loan consultants on 1300 628 562 for advice on how you can move forward.