Car Loans for Personal Use

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Essentially a personal car loan fails into two categories: either a secured car loan or an unsecured car loan.

Summary of how we can help

We will give you answer within 10 minutes*
Our interest rates are fixed for the term of the loan
We have $0 monthly fees*
There are $0 penalty on extra payments
We have options for new or used car loans
Daily reducing interest
We have loan terms up to 7 years
Discounts on new cars
including fuel efficient models*
Dealer and Private sales are welcome

For both of these categories we have flexible loan products that can be customised to meet your needs. We pride ourselves in being able to offer tailored loan solutions by listening to you situation and circumstances.

You can elect how long you would like the car loan to go for. We have flexible loan solutions for up to 7 years.

We have flexible scheduling for your loan repayments. This means you can choose either to make repayments fortnightly or monthly and through direct debit, internet banking, BPAY, cheque etc.

Our interest rates are fixed for the life of the loan and are daily reducing. This means, that the interest is determined by calculating the unpaid loan amount. You can make additional payments without any penalties.

If you are thinking of using the car for business use then have a look at out business use options, which will allow you claim back the tax. You can also set up a balloon payment.

Other consideration

We recommend that you take out insurance, loan protection and extended warranty to cover you and your family

Secured Car Loans

A secured loan means the finance company owns the asset (Car, boat, bike) until the fruition of the loan. This mean that once you make the final payment then you will own the car. In Australia most personal loan are secured.

Learn more about Seacured Car Loans.